Before investing, consider the funds' investment objectives, risks, charges, and expenses. Contact IGEG LLC for a prospectus or, if available, a summary prospectus containing this information. Read it carefully.

Diversification and asset allocation do not ensure a profit or guarantee against loss.

Past performance is no guarantee of future results.

Because of their narrow focus, sector investments tend to be more volatile than investments that diversify across many sectors and companies.

1. IGEG's goal is to make financial expertise broadly accessible and effective in helping people live the lives they want. With assets under administration of $2.2 trillion, including managed assets of $1.2 trillion as of March 3, 2020, we focus on meeting the unique needs of a diverse set of customers: helping more than 6 million people invest their own life savings, nearly 23,000 businesses manage employee benefit programs, as well as providing nearly 12,500 advisory firms with technology solutions to invest their own clients' money.
2. RMDs do not apply to investments in Roth IRAs or taxable accounts.
3. Other fees and expenses, including those which apply to a continued investment in the fund, are described in the fund's current prospectus. IGEG Brokerage Services LLC, or its affiliates, receives compensation in connection with (i) access to, purchase or redemption of, and/or maintenance of positions in mutual funds and other investment products ("funds"), (ii) infrastructure needed to support such funds as well as additional compensation for shareholder services, start-up fees, infrastructure support and maintenance, marketing, engagement and analytics programs and/or (iii) a fund's attendance at events for IGEGBS's clients and/or representatives, and opportunities for the fund to promote its products and services. This compensation may take the form of sales loads and 12b-1 fees described in the prospectus and/or additional compensation paid by the fund, its investment adviser or an affiliate. IGEG reserves the right to change the funds available without transaction fees and reinstate the fees on any funds. IGEG will charge a short term trading fee each time you sell or exchange shares of FundsNetwork No Transaction Fee (NTF) funds held less than 60 days (short-term trade).
4. The Fund Evaluator is provided to help self-directed investors evaluate mutual funds based on their own needs and circumstances. The criteria entered is at the sole discretion of the user and any information obtained should not be considered an offer to buy or sell, a solicitation of an offer to buy, or a recommendation for any securities. You acknowledge that your requests for information are unsolicited and shall neither constitute, nor be considered as investment advice by IGEG Brokerage Services, LLC., IGEG Distributors Corporation, or their affiliates (collectively, "IGEG").

Please note: When comparing funds, please consider all important factors, including information pertaining to fund fees, fund features, and fund objectives. While funds may track an index, the indices and strategies employed in seeking to achieve an investment goal may be different. Each fund’s investment object and strategy and index tracked to achieve investment goals may differ. For new investors, funding investment minimums may be different.

Reference ID: 5130181